Stressed About Money? Need Financial Peace?

This is an excellent video teaching clip from Kevin Myers at 12Stone, talking about how to make sense of your finances (ie: how to get out of debt, save, and get some sanity back into your financial life).

It's a 10 minute lesson, very well done, and based on the "original formula" (ie sound scriptural doctrine on finances).

For those who are Dave Ramsey fans, you'll see a lot of parallels in this teaching, and in what Dave teaches.

The timing of this particular teaching segment could NOT be more appropriate (at least in my life.... and probably for many of you) than right now.

Hope you get as much from it as I did. :-)

I Love Dave Ramsey

I'm a Dave Ramsey addict. This drives my husband nuts, but I really could care less. :-)

I'm the "financial nerd" in the family; my husband is the "free spirit" when it comes to spending (and while we're on this subject, why is it ALWAYS the woman who gets the rap for being the one who is the Impulse Buyer....??? In every couple I know it's the wife who has to REIN IN her husband's spending mania....)

Anyway, if you don't know who Dave Ramsey is, he's a Personal Finance Guru (Hubster would say NERD) who has written a couple of books (the best being Total Money Makeover) and also has a radio program which teaches people how to get out of debt, live on what you make, and get off the charge and spend, over-consumption cycle that has trapped so many American families.

We have been following his plan for awhile now, and by the end of this year should be completely debt free (with the exception of our house). And, while a lot of our friends are "moving up" into larger more posh and expensive houses, I'm really excited about the (attainable) goal of having our house paid off within the next 5 years or so.

Just think how free your life would be if you didn't have any payments? Imagine for a second:

• No car payments
• No credit card payments
• No student loan payments
• No mortgage payment

I don't know about you, but I could live on next to nothing if it weren't for all those stupid payments. I'm really looking forward to having those creditors out of my life!

If you're interested in finding out about Dave, here's a link to his website. (I think his website is a bit "cluttered"... so if you'd rather take a look at his book, Total Money Makeover is wonderful... has a lot of case studies in there of people who were upside down in debt and who are now 100% debt free.... and his formula for getting out of debt and building wealth, step by step.)